From 185743e470d0c0c4f820fbaabc78cab0f501304c Mon Sep 17 00:00:00 2001 From: MuslemRahimi Date: Fri, 28 Feb 2025 14:48:06 +0100 Subject: [PATCH] update tos & privacy policy --- src/routes/privacy-policy/+page.svelte | 211 ++++++-------- src/routes/terms-of-use/+page.svelte | 369 ++++++++++--------------- 2 files changed, 232 insertions(+), 348 deletions(-) diff --git a/src/routes/privacy-policy/+page.svelte b/src/routes/privacy-policy/+page.svelte index 9bb4ad31..913ab4bb 100644 --- a/src/routes/privacy-policy/+page.svelte +++ b/src/routes/privacy-policy/+page.svelte @@ -38,28 +38,26 @@

- Stocknear (the "website" or "site") respects your privacy. This - privacy statement describes what information and data we collect - from you and how we use it. Please read the whole privacy policy - as well as our + Stocknear (the "website" or "site") is committed to protecting + your privacy. This Privacy Policy explains the types of + information we collect from you, how we use it, and the + circumstances under which it may be shared. Please review this + policy in its entirety along with our Terms of use - The use of our website is generally possible without providing personal - data. Insofar as personal data (for example name, address or e-mail - addresses) is collected on our pages, this is always done, as far - as possible, on a voluntary basis. This data will not be passed on - to third parties without your express consent. We point out that - data transmission over the Internet (e.g. communication by e-mail) - security gaps. A complete protection of data against access by third - parties is not possible. The use of contact data published within - the framework of the imprint obligation by third parties for the - purpose of sending unsolicited advertising and information material - is hereby expressly prohibited. The operators of the pages expressly - reserve the right to take legal action in the event of the unsolicited - sending of advertising information, such as spam e-mails. + >. Generally, you may use our website without providing personal + data. When personal data (such as your name, address, or email + address) is collected, it is done voluntarily. We will not share + this data with third parties without your explicit consent. + Please note that data transmission over the Internet (for + example, via email) is not completely secure, and absolute + protection against unauthorized access is not possible. The use + of contact information provided in the imprint for sending + unsolicited advertising or promotional material is strictly + prohibited, and we reserve the right to pursue legal action in + the event of such misuse.

@@ -67,27 +65,24 @@

- Cookies are used by us. By visiting stocknear.com, you accepted - to use cookies in accordance with the stocknear Privacy Policy. - Most interactive websites employ cookies to allow us to retrieve - the user's information for each visit. Cookies are used by our - website to facilitate the functionality of specific areas, - making it easier for visitors. + Our website utilizes cookies to enhance your browsing + experience. By visiting stocknear.com, you consent to our use of + cookies in accordance with our Privacy Policy. Cookies enable us + to retrieve user information for each visit and improve the + functionality of specific sections of our site.

- Links to other Sites + Links to Other Sites

- Our Service may contain connections to websites that we do not - control. When you click on a third-party link, you will be sent - to that third-party's website. We strongly recommend that you - read the Privacy Policies of any website you visit. -
-
- We have no control over, and accept no responsibility for, any third-party - website or services' content, privacy policies, or practices. + Our Service may include links to third-party websites that are + not under our control. When you click on a third-party link, you + will be directed to their site. We strongly encourage you to + review the Privacy Policies of any website you visit. We assume + no responsibility for the content, privacy practices, or + policies of these external sites.

@@ -95,11 +90,11 @@

- We care about the security of your data, but keep in mind that - no form of Internet transmission or electronic storage is - completely safe. While we endeavor to protect your Personal Data - using commercially acceptable techniques, we cannot guarantee - its ultimate security. + We prioritize the security of your data; however, please be + aware that no method of Internet transmission or electronic + storage is entirely secure. While we employ commercially + reasonable measures to safeguard your Personal Data, we cannot + guarantee its absolute security.

@@ -108,69 +103,50 @@

- If you are a resident of the European Union (EU) and European - Economic Area (EEA), you have certain data protection rights, - covered by GDPR. -
-
- We aim to take reasonable steps to allow you to correct, amend, delete, - or limit the use of your Personal Data. - -
-
- If you wish to be informed what Personal Data we hold about you and - if you want it to be removed from our systems, please email us at + If you reside in the European Union (EU) or the European + Economic Area (EEA), you have specific data protection rights + under the GDPR. We strive to enable you to review, correct, + update, or delete your Personal Data as needed.

+ If you would like to know what Personal Data we hold about you or + wish to have it removed from our systems, please contact us at {emailAddress}. - -
-
- In certain circumstances, you have the following data protection - rights: + >.

+ In addition, you have the following rights:
  1. - The right to access, update or to delete the information we - have on you + The right to access, update, or delete the information we + have on you;
  2. - The right of rectification. You have the right to have your - information rectified if that information is inaccurate or - incomplete + The right to rectification – to have inaccurate or + incomplete information corrected;
  3. - The right to object. You have the right to object to our - processing of your Personal Data; + The right to object to our processing of your Personal Data;
  4. - The right of restriction. You have the right to request that - we restrict the processing of your personal information + The right to request a restriction on the processing of your + Personal Data;
  5. - The right to data portability. You have the right to be - provided with a copy of your Personal Data in a structured, - machine-readable and commonly used format; + The right to data portability – to receive your Personal + Data in a structured, machine-readable format;
  6. - The right to withdraw consent. You also have the right to - withdraw your consent at any time where we rely on your - consent to process your personal information; + The right to withdraw consent at any time when processing is + based on your consent.

-
- Please note that we may ask you to verify your identity before responding - to such requests. Please note, we may not able to provide Service - without some necessary data. - -
-
- You have the right to complain to a Data Protection Authority about - our collection and use of your Personal Data. For more information, - please contact your local data protection authority in the European - Economic Area (EEA). + We may require you to verify your identity before processing your + request. Please note that providing certain essential information + may be necessary to continue providing our Service.

+ You also have the right to lodge a complaint with a Data Protection + Authority regarding our handling of your Personal Data. For further + details, please contact the relevant authority in your region.

@@ -179,30 +155,26 @@

- CalOPPA is the nation's first state law requiring commercial - websites and online services to disclose a privacy policy. The - law's scope extends far beyond California, requiring any person - or company in the United States (and possibly the world) that - operates websites collecting personally identifiable information - from California consumers to post a prominent privacy policy on - its website stating exactly what information is being collected - and with whom it is being shared, and to comply with this - policy. -
-
- According to CalOPPA, we agree to the following: + CalOPPA is the first state law in the United States requiring + commercial websites and online services to post a privacy + policy. This law applies to any entity collecting personally + identifiable information from California residents and mandates + clear disclosure of what information is collected, how it is + shared, and adherence to the policy.

+ In accordance with CalOPPA, we commit to the following:
    -
  1. Users can visit our site anonymously
    2. +
  2. Users can visit our site anonymously;
  3. - Our Privacy Policy link includes the word "Privacy" and is - easily found on the bottom page of our website + Our Privacy Policy link, clearly labeled with the word + "Privacy," is easily accessible at the bottom of our + website;
  4. - Users will be notified of any privacy policy changes on our - Privacy Policy page. + Users will be informed of any changes to our Privacy Policy + via the dedicated Privacy Policy page;
  5. - Users can change their personal information by emailing us + Users may update their personal information by contacting us at

-
- Our Policy on “Do Not Track” Signals: We honor Do Not Track signals - and do not track, plant cookies, or use advertising when a Do Not - Track browser mechanism is in place. Do Not Track is a preference - you can set in your web browser to inform websites that you do not - want to be tracked. You can enable or disable Do Not Track by visiting - the Preferences or Settings page of your web browser. + Additionally, we honor Do Not Track signals. When a Do Not Track + setting is enabled in your web browser, we do not track, plant cookies, + or use advertising technologies.

- Childrens Privacy + Children's Privacy

- Children under the age of 18 ("Child" or "Children") are not - permitted to use our Services. We do not collect personally - identifying information from children under the age of 18. - Please inform us if you become aware that a Child has provided - us with Personal Data. If we discover that we collected Personal - Data from Children without parental agreement, we take steps to - erase that information from our servers. + Our Services are not intended for children under the age of 18. + We do not knowingly collect personally identifiable information + from individuals under 18. If you become aware that a child has + provided us with Personal Data, please contact us immediately. + If it is determined that Personal Data from a child has been + collected without parental consent, we will take steps to remove + that information from our servers.

@@ -240,14 +208,11 @@

- We reserve the right to change our Privacy Policy at any moment. - Any changes will be communicated to you by posting the revised - Privacy Policy on this page. -
-
- It is recommended that you examine this Privacy Policy on a regular - basis for any updates. When changes to this Privacy Policy are posted - on this page, they become effective. + We reserve the right to modify this Privacy Policy at any time. + Any changes will be communicated by posting the updated policy + on this page. We recommend that you review this Privacy Policy + regularly to stay informed of any updates. Changes become + effective immediately upon posting.
diff --git a/src/routes/terms-of-use/+page.svelte b/src/routes/terms-of-use/+page.svelte index d3e2646c..9f477897 100644 --- a/src/routes/terms-of-use/+page.svelte +++ b/src/routes/terms-of-use/+page.svelte @@ -30,108 +30,90 @@

- Last updated: 09.11.2024 + Last updated: 28.02.2025

- Please carefully read the terms and conditions before using this - website. By using the site, you agree to these terms as well as - our + Kindly review these Terms and Conditions carefully before using + this website. By accessing or using this site, you agree to be + bound by these Terms as well as our Privacy Policy - Stocknear has the right to alter or modify these conditions at any + >. Stocknear reserves the right to modify these Terms at any time.

- Stocknear does not provide investment advice + No Investment Advice Provided by Stocknear

- The information provided is solely for educational purposes - only. Before making any investments or financial decisions, we - recommend that you consult with a knowledgeable financial - adviser. -
-
- Stocknear's content is not financial advice in any way. We do not - and will never make recommendations on our website. Our analyst data - is supplied by a third source, and we do not recommend making judgments - primarily exclusively on analyst price predictions or projections. - We give this information so that users may learn more about equities - and discover what analysts say about them. Analysts can make mistakes, - thus making a conclusion purely on this data we believe is risky. -
-
- Stocknear does not know you, your personal investment goals, or your - risk tolerance, so we do not and will not give you any financial - advice on our platform. - -
-
- We always advise seeking expert assistance, whether it is financial, - legal, or tax guidance. We do not offer any. -
-
- Stocknear is not a broker/dealer or a licensed investment advisor. -
-
- IN NO EVENT SHALL ANY OF THE STOCKNEAR PARTIES BE LIABLE FOR ANY - INVESTMENT GAIN/LOSS YOU INCUR IN THE STOCK MARKET. -
-
- YOU AGREE THAT THE SERVICE DOES NOT PROVIDE TRADING, INVESTING, FINANCIAL, - TAX, LEGAL, OR OTHER ADVICE, AND YOU ACCEPT SOLE RESPONSIBILITY FOR - ANY DECISIONS YOU MAKE BASED ON INFORMATION OBTAINED FROM THE SERVICE. - THE SERVICE DOES NOT PROVIDE FINANCIAL PLANNING, INVESTMENT ADVICE, - BROKERAGE, OR TAX ADVICE. + The information presented on this website is intended solely for + educational purposes. Before making any investment or financial + decisions, we strongly recommend that you consult with a + qualified financial advisor.

+ Please note that the content on this site does not constitute personalized + financial advice. We do not provide investment recommendations. Our + analytical data is sourced from third-party providers, and while + we offer this information to enhance your understanding of equities, + basing decisions solely on analyst predictions or projections may + be risky.

+ As we do not have insight into your personal financial circumstances + or risk tolerance, Stocknear is not in a position to offer tailored + financial guidance. We encourage you to seek professional advice + for financial, legal, or tax-related matters.

+ Stocknear is not a broker/dealer or a licensed investment advisor.

+ UNDER NO CIRCUMSTANCES SHALL STOCKNEAR OR ITS AFFILIATES BE HELD + LIABLE FOR ANY INVESTMENT GAINS OR LOSSES RESULTING FROM MARKET ACTIVITIES.

+ YOU ACKNOWLEDGE THAT THE SERVICE DOES NOT OFFER TRADING, INVESTING, + FINANCIAL, TAX, LEGAL, OR OTHER PROFESSIONAL ADVICE, AND YOU ASSUME + FULL RESPONSIBILITY FOR ANY DECISIONS MADE BASED ON THE INFORMATION + PROVIDED.

- Stocknear does not guarantee accuracy of data + Accuracy of Data Not Guaranteed

- Our stock data comes from a variety of sources. Although every - attempt is made to assure correctness, it cannot always be - guaranteed. Before making an investment choice, stocknear - recommends that you confirm the accuracy of any data by - reviewing a company's SEC filings. + Our stock data is aggregated from a variety of sources. While we + make every effort to ensure its accuracy, we cannot guarantee + that all information is current or error-free. We recommend that + you verify any data, such as by reviewing a company's SEC + filings, prior to making investment decisions.

- Use of our content + Use of Our Content

+

- It is not permitted to republish our content in its entirety - without our express authorization. You can, however, utilize - snippets of the content as long as you do not edit it and - clearly mention where you received it. + Republishing our content in its entirety without our explicit + permission is prohibited. You may, however, use brief excerpts + provided they remain unaltered and proper attribution is given.

- Liability of stocknear and its authors + Liability Limitations

- Stocknear or its authors will not be liable to any party for any - damages resulting from the use of the site's content. The - contents of our pages were created with the utmost care. - However, we cannot guarantee the accuracy, completeness and - timeliness of the content. As a service provider, we are - responsible for our own content on these pages under the general - laws according to § 7 para.1 TMG. According to §§ 8 to 10 TMG, - however, we are not obligated as a service provider to monitor - transmitted or stored third-party information or to investigate - circumstances that indicate illegal activity. Obligations to - remove or block the use of information under the general laws - remain unaffected. However, liability in this regard is only - possible from the point in time at which a concrete infringement - of the law becomes known. If we become aware of such - infringements, we will remove this content immediately. + Neither Stocknear nor its authors shall be liable for any + damages arising from the use of this website's content. Although + we strive for accuracy and completeness, we cannot warrant the + timeliness, accuracy, or completeness of the information + provided.

+ As a service provider, our liability is limited to the content we + publish in accordance with applicable laws under § 7 para.1 TMG. + Under §§ 8 to 10 TMG, we are not required to monitor or investigate + third-party content or any indications of unlawful activity. Obligations + to remove or block access to content will only be triggered upon + receipt of notice of a specific infringement, at which point we will + act promptly.

@@ -139,42 +121,32 @@

- The content and works created by the site operators on these - pages are subject to German copyright law. The reproduction, - editing, distribution and any kind of exploitation outside the - limits of copyright require the written consent of the - respective author or creator. Downloads and copies of this site - are only permitted for private, non-commercial use. Insofar as - the content on this site was not created by the operator, the - copyrights of third parties are respected. In particular, - third-party content is identified as such. Should you - nevertheless become aware of a copyright infringement, please - inform us accordingly. If we become aware of any infringements, - we will remove such content immediately. -
-
- We respect other people's intellectual property rights. It is our - policy to react to any accusation that Content submitted on the Service - violates the copyright or other intellectual property rights of any - person or entity ("Infringement"). -
-
- If you are a copyright owner, or authorized to act on their behalf, - and believe that a copyrighted work has been copied in a way that - constitutes copyright infringement, please submit your claim via - email to contact@stocknear.com, with the subject line: "Copyright - Infringement," and include in your claim a detailed description of - the alleged Infringement as detailed below, under "DMCA Notice and - Procedure for Copyright Infringement Claims." - -
-
- You may be held accountable for damages (including costs and attorneys' - fees) for misrepresentation or bad-faith claims on the infringement - of any Content found on and/or through Service on your copyright. -
-
- On this website we use some images on this website from + All content and materials created by the site operators are + protected under German copyright law. Any reproduction, + modification, distribution, or other form of exploitation beyond + what is permitted requires the express written consent of the + respective owner. Downloads and copies are allowed solely for + private, non-commercial use. For content not created by the site + operator, the copyrights of third parties are fully respected + and identified as such. If you become aware of any copyright + infringement, please notify us immediately. Upon confirmation of + such infringement, we will remove the content without delay.

+ We respect the intellectual property rights of others. If you are + a copyright owner or are authorized to act on behalf of a copyright + owner and believe that your work has been infringed, please contact + us at + contact@stocknear.com + using the subject line "Copyright Infringement" and provide a detailed + description of the alleged infringement.

+ Please be advised that any misrepresentation or bad-faith claims + may render you liable for damages, including legal fees.

+ Some images on this site are provided courtesy of FreePik

- We may offer you the ability to purchase subscriptions via Lemon - Squeezy. Terms specific to a subscription will be disclosed to - you at or prior to the time at which you purchase the - subscription, and by purchasing the subscription you are - agreeing to those terms. -
-
- Subscription fees are due in advance and your subscription will automatically - renew for the annual or other subscription period you originally - signed up for, until you notify us of your decision to terminate - your subscription. -
-
- Cancellation can be performed via the billing portal on the Account - Settings page or via email to support@stocknear.com. - -
-
- If you are not 100% satisfied with your purchase, you can get a full - refund on subscription fees up to 30 days from the initial date of - purchase (i.e., subscription date). After 30 days, the fees for this - product are completely non-refundable. Refund requests can be made - to support@stocknear.com. + We may offer subscription services via Lemon Squeezy. Specific + terms related to subscriptions will be presented at the time of + purchase, and by subscribing, you agree to those terms.

+ Subscription fees are charged in advance and will automatically renew + for the period initially selected, unless you notify us of your intention + to cancel.

+ Cancellation can be managed through the billing portal in your Account + Settings or by contacting us at + support@stocknear.com.

+ If you are not completely satisfied with your subscription, you may + request a full refund within 30 days of your initial purchase. Refund + requests made after 30 days will not be eligible.

- Changes to the Price and Service Plans. + Changes to Pricing and Service Plans

- We may at our reasonable discretion change the price of our - subscription plans from time to time to reflect the effect of - changes in the total costs associated with our service. Examples - of costs elements that affect the price of our subscription - plans include production and licensing costs, costs for the - technical provision and distribution of our service, customer - service and other costs of sales (e.g., billing and payment, - marketing), general administration and other overhead costs - (e.g., rent, interest and other financing costs, costs of - personnel, service providers and services, IT systems, energy), - as well as state-imposed fees, contributions, taxes and duties. - Existing subscribers will retain access to their current price - plans as long as they remain subscribed. Any changes to pricing - will take effect immediately following notice to you. You may - cancel your membership at any time during the notice period to - avoid future charges. + From time to time, we may adjust the pricing of our subscription + plans to reflect changes in operational costs, including + production, licensing, distribution, customer support, + administrative expenses, and applicable taxes or fees. Current + subscribers will continue to receive service under their + existing plan until they choose to cancel. Any changes to + pricing will be communicated to you and will take effect + immediately upon notification. You may cancel your membership + during the notice period to avoid future charges.

@@ -239,20 +198,12 @@

- Lifetime access refers to the right to use our Services for as - long as they are provided by Stocknear. -
-
- Stocknear intends to provide access to its Services for the lifetime - of the company. As long as Stocknear continues to operate and offer - the Services, users with lifetime access will be able to use the - Services. -
-
- While Stocknear commits to maintaining the Services for the lifetime - of the company, we do not guarantee perpetuity. In the event that - Stocknear ceases to operate or decides to discontinue the Services, - lifetime access will terminate. + Lifetime access grants you the right to use our Services for as + long as they are provided by Stocknear.

+ While Stocknear is committed to offering its Services for the foreseeable + future, we do not guarantee perpetual access. In the event that Stocknear + ceases operations or discontinues the Services, lifetime access will + consequently terminate.

@@ -260,40 +211,29 @@

- We may cancel or suspend your account and deny access to the - Service at any time, without prior notice or responsibility, for - any reason whatsoever and without limitation, including but not - limited to a breach of the Terms. -
-
- If you want to close your account, simply stop using the Service - or contact us via email and we will delete your account. -
-
- All provisions of the Terms that, by their nature, should survive - termination shall do so, including, without limitation, ownership - sections, warranty disclaimers, indemnification, and liability limitations. + We reserve the right to suspend or terminate your account and + deny access to the Service at any time, without prior notice, + for any reason, including but not limited to breaches of these + Terms.

+ If you wish to close your account, please cease using the Service + or contact us via email, and we will proceed with the account deletion.

+ Provisions that are intended to survive termination, including those + regarding ownership, warranty disclaimers, indemnification, and liability + limitations, will remain in effect.

- Amendments To Terms + Amendments to Terms

- We may amend Terms at any time by posting the amended terms on - this site. It is your responsibility to review these Terms - periodically. -
-
- Your continued use of the Platform following the posting of revised - Terms means that you accept and agree to the changes. You are expected - to check this page frequently so you are aware of any changes, as - they are binding on you. -
-
- By continuing to access or use our Service after any revisions become - effective, you agree to be bound by the revised terms. If you do - not agree to the new terms, you are no longer authorized to use Service. + We may amend these Terms at any time by posting updated versions + on this site. It is your responsibility to review these Terms + periodically. Your continued use of the Platform following any + revisions constitutes your acceptance of the updated Terms. If + you do not agree to the new terms, you must discontinue using + the Service.

@@ -301,29 +241,17 @@

- All data on this website is provided solely for informational - reasons and should not be used to make trading or investing - decisions. -
-
- We are, nevertheless, dedicated to displaying the highest-quality - and most accurate statistics possible. If you see any errors or inconsistencies, - please let us know by using the contact form or emailing us directly - at support@stocknear.com. -
-
-

@@ -331,7 +259,7 @@

- These terms and conditions of use, together with our + These Terms and Conditions, together with our Imprint - - represent the whole agreement between you and stocknear. -
-
- YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF SERVICE AND AGREE - TO BE BOUND BY THEM BY USING SERVICE OR OTHER SERVICES PROVIDED BY - US. + >, constitute the entire agreement between you and Stocknear. +

+ BY ACCESSING OR USING OUR SERVICE, YOU ACKNOWLEDGE THAT YOU HAVE + READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS.