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update tos & privacy policy

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211
src/routes/privacy-policy/+page.svelte
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@ -38,28 +38,26 @@
</p>
<p class="text-white mb-10">
Stocknear (the "website" or "site") respects your privacy. This
privacy statement describes what information and data we collect
from you and how we use it. Please read the whole privacy policy
as well as our
Stocknear (the "website" or "site") is committed to protecting
your privacy. This Privacy Policy explains the types of
information we collect from you, how we use it, and the
circumstances under which it may be shared. Please review this
policy in its entirety along with our
<a
href="/terms-of-use"
class="text-blue-400 sm:hover:underline sm:hover:text-white"
>Terms of use</a
>
The use of our website is generally possible without providing personal
data. Insofar as personal data (for example name, address or e-mail
addresses) is collected on our pages, this is always done, as far
as possible, on a voluntary basis. This data will not be passed on
to third parties without your express consent. We point out that
data transmission over the Internet (e.g. communication by e-mail)
security gaps. A complete protection of data against access by third
parties is not possible. The use of contact data published within
the framework of the imprint obligation by third parties for the
purpose of sending unsolicited advertising and information material
is hereby expressly prohibited. The operators of the pages expressly
reserve the right to take legal action in the event of the unsolicited
sending of advertising information, such as spam e-mails.
>. Generally, you may use our website without providing personal
data. When personal data (such as your name, address, or email
address) is collected, it is done voluntarily. We will not share
this data with third parties without your explicit consent.
Please note that data transmission over the Internet (for
example, via email) is not completely secure, and absolute
protection against unauthorized access is not possible. The use
of contact information provided in the imprint for sending
unsolicited advertising or promotional material is strictly
prohibited, and we reserve the right to pursue legal action in
the event of such misuse.
</p>
<h2 class="mb-1 text-white text-2xl sm:text-3xl font-bold mb-3">
@ -67,27 +65,24 @@
</h2>
<p class="text-white mb-10">
Cookies are used by us. By visiting stocknear.com, you accepted
to use cookies in accordance with the stocknear Privacy Policy.
Most interactive websites employ cookies to allow us to retrieve
the user's information for each visit. Cookies are used by our
website to facilitate the functionality of specific areas,
making it easier for visitors.
Our website utilizes cookies to enhance your browsing
experience. By visiting stocknear.com, you consent to our use of
cookies in accordance with our Privacy Policy. Cookies enable us
to retrieve user information for each visit and improve the
functionality of specific sections of our site.
</p>
<h2 class="mb-1 text-white text-2xl sm:text-3xl font-bold mb-3">
Links to other Sites
Links to Other Sites
</h2>
<div class="text-white mb-10">
Our Service may contain connections to websites that we do not
control. When you click on a third-party link, you will be sent
to that third-party's website. We strongly recommend that you
read the Privacy Policies of any website you visit.
<br />
<br />
We have no control over, and accept no responsibility for, any third-party
website or services' content, privacy policies, or practices.
Our Service may include links to third-party websites that are
not under our control. When you click on a third-party link, you
will be directed to their site. We strongly encourage you to
review the Privacy Policies of any website you visit. We assume
no responsibility for the content, privacy practices, or
policies of these external sites.
</div>
<h2 class="mb-1 text-white text-2xl sm:text-3xl font-bold mb-3">
@ -95,11 +90,11 @@
</h2>
<div class="text-white mb-10">
We care about the security of your data, but keep in mind that
no form of Internet transmission or electronic storage is
completely safe. While we endeavor to protect your Personal Data
using commercially acceptable techniques, we cannot guarantee
its ultimate security.
We prioritize the security of your data; however, please be
aware that no method of Internet transmission or electronic
storage is entirely secure. While we employ commercially
reasonable measures to safeguard your Personal Data, we cannot
guarantee its absolute security.
</div>
<h2 class="text-white text-2xl sm:text-3xl font-bold mb-3">
@ -108,69 +103,50 @@
</h2>
<div class="text-white mb-10">
If you are a resident of the European Union (EU) and European
Economic Area (EEA), you have certain data protection rights,
covered by GDPR.
<br />
<br />
We aim to take reasonable steps to allow you to correct, amend, delete,
or limit the use of your Personal Data.
<br />
<br />
If you wish to be informed what Personal Data we hold about you and
if you want it to be removed from our systems, please email us at
If you reside in the European Union (EU) or the European
Economic Area (EEA), you have specific data protection rights
under the GDPR. We strive to enable you to review, correct,
update, or delete your Personal Data as needed.<br /><br />
If you would like to know what Personal Data we hold about you or
wish to have it removed from our systems, please contact us at
<a
href={`mailto:${emailAddress}`}
class="text-blue-400 hover:text-white hover:underline"
>{emailAddress}</a
>.
<br />
<br />
In certain circumstances, you have the following data protection
rights:
>.<br /><br />
In addition, you have the following rights:
<ol class="list-decimal ml-8 mt-2">
<li>
The right to access, update or to delete the information we
have on you
The right to access, update, or delete the information we
have on you;
</li>
<li>
The right of rectification. You have the right to have your
information rectified if that information is inaccurate or
incomplete
The right to rectification – to have inaccurate or
incomplete information corrected;
</li>
<li>
The right to object. You have the right to object to our
processing of your Personal Data;
The right to object to our processing of your Personal Data;
</li>
<li>
The right of restriction. You have the right to request that
we restrict the processing of your personal information
The right to request a restriction on the processing of your
Personal Data;
</li>
<li>
The right to data portability. You have the right to be
provided with a copy of your Personal Data in a structured,
machine-readable and commonly used format;
The right to data portability – to receive your Personal
Data in a structured, machine-readable format;
</li>
<li>
The right to withdraw consent. You also have the right to
withdraw your consent at any time where we rely on your
consent to process your personal information;
The right to withdraw consent at any time when processing is
based on your consent.
</li>
</ol>
<br />
<br />
Please note that we may ask you to verify your identity before responding
to such requests. Please note, we may not able to provide Service
without some necessary data.
<br />
<br />
You have the right to complain to a Data Protection Authority about
our collection and use of your Personal Data. For more information,
please contact your local data protection authority in the European
Economic Area (EEA).
We may require you to verify your identity before processing your
request. Please note that providing certain essential information
may be necessary to continue providing our Service.<br /><br />
You also have the right to lodge a complaint with a Data Protection
Authority regarding our handling of your Personal Data. For further
details, please contact the relevant authority in your region.
</div>
<h2 class="mb-1 text-white text-2xl sm:text-3xl font-bold mb-3">
@ -179,30 +155,26 @@
</h2>
<div class="text-white mb-10">
CalOPPA is the nation's first state law requiring commercial
websites and online services to disclose a privacy policy. The
law's scope extends far beyond California, requiring any person
or company in the United States (and possibly the world) that
operates websites collecting personally identifiable information
from California consumers to post a prominent privacy policy on
its website stating exactly what information is being collected
and with whom it is being shared, and to comply with this
policy.
<br />
<br />
According to CalOPPA, we agree to the following:
CalOPPA is the first state law in the United States requiring
commercial websites and online services to post a privacy
policy. This law applies to any entity collecting personally
identifiable information from California residents and mandates
clear disclosure of what information is collected, how it is
shared, and adherence to the policy.<br /><br />
In accordance with CalOPPA, we commit to the following:
<ol class="list-decimal ml-8 mt-2">
<li>Users can visit our site anonymously</li>
<li>Users can visit our site anonymously;</li>
<li>
Our Privacy Policy link includes the word "Privacy" and is
easily found on the bottom page of our website
Our Privacy Policy link, clearly labeled with the word
"Privacy," is easily accessible at the bottom of our
website;
</li>
<li>
Users will be notified of any privacy policy changes on our
Privacy Policy page.
Users will be informed of any changes to our Privacy Policy
via the dedicated Privacy Policy page;
</li>
<li>
Users can change their personal information by emailing us
Users may update their personal information by contacting us
at
<a
href={`mailto:${emailAddress}`}
@ -212,27 +184,23 @@
</li>
</ol>
<br />
<br />
Our Policy on “Do Not Track” Signals: We honor Do Not Track signals
and do not track, plant cookies, or use advertising when a Do Not
Track browser mechanism is in place. Do Not Track is a preference
you can set in your web browser to inform websites that you do not
want to be tracked. You can enable or disable Do Not Track by visiting
the Preferences or Settings page of your web browser.
Additionally, we honor Do Not Track signals. When a Do Not Track
setting is enabled in your web browser, we do not track, plant cookies,
or use advertising technologies.
</div>
<h2 class="mb-1 text-white text-2xl sm:text-3xl font-bold mb-3">
Childrens Privacy
Children's Privacy
</h2>
<div class="text-white mb-10">
Children under the age of 18 ("Child" or "Children") are not
permitted to use our Services. We do not collect personally
identifying information from children under the age of 18.
Please inform us if you become aware that a Child has provided
us with Personal Data. If we discover that we collected Personal
Data from Children without parental agreement, we take steps to
erase that information from our servers.
Our Services are not intended for children under the age of 18.
We do not knowingly collect personally identifiable information
from individuals under 18. If you become aware that a child has
provided us with Personal Data, please contact us immediately.
If it is determined that Personal Data from a child has been
collected without parental consent, we will take steps to remove
that information from our servers.
</div>
<h2 class="mb-1 text-white text-2xl sm:text-3xl font-bold mb-3">
@ -240,14 +208,11 @@
</h2>
<div class="text-white mb-10">
We reserve the right to change our Privacy Policy at any moment.
Any changes will be communicated to you by posting the revised
Privacy Policy on this page.
<br />
<br />
It is recommended that you examine this Privacy Policy on a regular
basis for any updates. When changes to this Privacy Policy are posted
on this page, they become effective.
We reserve the right to modify this Privacy Policy at any time.
Any changes will be communicated by posting the updated policy
on this page. We recommend that you review this Privacy Policy
regularly to stay informed of any updates. Changes become
effective immediately upon posting.
</div>
</div>
</div>

369
src/routes/terms-of-use/+page.svelte
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@ -30,108 +30,90 @@
<div class=" w-full bg-default m-auto">
<div class="">
<p class="text-gray-200 italic mb-2 text-sm">
Last updated: 09.11.2024
Last updated: 28.02.2025
</p>
<p class="text-white mb-10">
Please carefully read the terms and conditions before using this
website. By using the site, you agree to these terms as well as
our
Kindly review these Terms and Conditions carefully before using
this website. By accessing or using this site, you agree to be
bound by these Terms as well as our
<a
href="/privacy-policy"
class="text-blue-400 hover:text-white hover:underline"
>Privacy Policy</a
>
Stocknear has the right to alter or modify these conditions at any
>. Stocknear reserves the right to modify these Terms at any
time.
</p>
<h2 class="mb-1 text-white text-2xl sm:text-3xl font-bold mb-3">
Stocknear does not provide investment advice
No Investment Advice Provided by Stocknear
</h2>
<p class="text-white mb-10">
The information provided is solely for educational purposes
only. Before making any investments or financial decisions, we
recommend that you consult with a knowledgeable financial
adviser.
<br />
<br />
Stocknear's content is not financial advice in any way. We do not
and will never make recommendations on our website. Our analyst data
is supplied by a third source, and we do not recommend making judgments
primarily exclusively on analyst price predictions or projections.
We give this information so that users may learn more about equities
and discover what analysts say about them. Analysts can make mistakes,
thus making a conclusion purely on this data we believe is risky.
<br />
<br />
Stocknear does not know you, your personal investment goals, or your
risk tolerance, so we do not and will not give you any financial
advice on our platform.
<br />
<br />
We always advise seeking expert assistance, whether it is financial,
legal, or tax guidance. We do not offer any.
<br />
<br />
Stocknear is not a broker/dealer or a licensed investment advisor.
<br />
<br />
IN NO EVENT SHALL ANY OF THE STOCKNEAR PARTIES BE LIABLE FOR ANY
INVESTMENT GAIN/LOSS YOU INCUR IN THE STOCK MARKET.
<br />
<br />
YOU AGREE THAT THE SERVICE DOES NOT PROVIDE TRADING, INVESTING, FINANCIAL,
TAX, LEGAL, OR OTHER ADVICE, AND YOU ACCEPT SOLE RESPONSIBILITY FOR
ANY DECISIONS YOU MAKE BASED ON INFORMATION OBTAINED FROM THE SERVICE.
THE SERVICE DOES NOT PROVIDE FINANCIAL PLANNING, INVESTMENT ADVICE,
BROKERAGE, OR TAX ADVICE.
The information presented on this website is intended solely for
educational purposes. Before making any investment or financial
decisions, we strongly recommend that you consult with a
qualified financial advisor.<br /><br />
Please note that the content on this site does not constitute personalized
financial advice. We do not provide investment recommendations. Our
analytical data is sourced from third-party providers, and while
we offer this information to enhance your understanding of equities,
basing decisions solely on analyst predictions or projections may
be risky.<br /><br />
As we do not have insight into your personal financial circumstances
or risk tolerance, Stocknear is not in a position to offer tailored
financial guidance. We encourage you to seek professional advice
for financial, legal, or tax-related matters.<br /><br />
Stocknear is not a broker/dealer or a licensed investment advisor.<br
/><br />
UNDER NO CIRCUMSTANCES SHALL STOCKNEAR OR ITS AFFILIATES BE HELD
LIABLE FOR ANY INVESTMENT GAINS OR LOSSES RESULTING FROM MARKET ACTIVITIES.<br
/><br />
YOU ACKNOWLEDGE THAT THE SERVICE DOES NOT OFFER TRADING, INVESTING,
FINANCIAL, TAX, LEGAL, OR OTHER PROFESSIONAL ADVICE, AND YOU ASSUME
FULL RESPONSIBILITY FOR ANY DECISIONS MADE BASED ON THE INFORMATION
PROVIDED.
</p>
<h2 class="mb-1 text-white text-2xl sm:text-3xl font-bold mb-3">
Stocknear does not guarantee accuracy of data
Accuracy of Data Not Guaranteed
</h2>
<p class="text-white mb-10">
Our stock data comes from a variety of sources. Although every
attempt is made to assure correctness, it cannot always be
guaranteed. Before making an investment choice, stocknear
recommends that you confirm the accuracy of any data by
reviewing a company's SEC filings.
Our stock data is aggregated from a variety of sources. While we
make every effort to ensure its accuracy, we cannot guarantee
that all information is current or error-free. We recommend that
you verify any data, such as by reviewing a company's SEC
filings, prior to making investment decisions.
</p>
<h2 class="mb-1 text-white text-2xl sm:text-3xl font-bold mb-3">
Use of our content
Use of Our Content
</h2>
<p class="text-white mb-10">
It is not permitted to republish our content in its entirety
without our express authorization. You can, however, utilize
snippets of the content as long as you do not edit it and
clearly mention where you received it.
Republishing our content in its entirety without our explicit
permission is prohibited. You may, however, use brief excerpts
provided they remain unaltered and proper attribution is given.
</p>
<h2 class="mb-1 text-white text-2xl sm:text-3xl font-bold mb-3">
Liability of stocknear and its authors
Liability Limitations
</h2>
<p class="text-white mb-10">
Stocknear or its authors will not be liable to any party for any
damages resulting from the use of the site's content. The
contents of our pages were created with the utmost care.
However, we cannot guarantee the accuracy, completeness and
timeliness of the content. As a service provider, we are
responsible for our own content on these pages under the general
laws according to § 7 para.1 TMG. According to §§ 8 to 10 TMG,
however, we are not obligated as a service provider to monitor
transmitted or stored third-party information or to investigate
circumstances that indicate illegal activity. Obligations to
remove or block the use of information under the general laws
remain unaffected. However, liability in this regard is only
possible from the point in time at which a concrete infringement
of the law becomes known. If we become aware of such
infringements, we will remove this content immediately.
Neither Stocknear nor its authors shall be liable for any
damages arising from the use of this website's content. Although
we strive for accuracy and completeness, we cannot warrant the
timeliness, accuracy, or completeness of the information
provided.<br /><br />
As a service provider, our liability is limited to the content we
publish in accordance with applicable laws under § 7 para.1 TMG.
Under §§ 8 to 10 TMG, we are not required to monitor or investigate
third-party content or any indications of unlawful activity. Obligations
to remove or block access to content will only be triggered upon
receipt of notice of a specific infringement, at which point we will
act promptly.
</p>
<h2 class="mb-1 text-white text-2xl sm:text-3xl font-bold mb-3">
@ -139,42 +121,32 @@
</h2>
<p class="text-white mb-10">
The content and works created by the site operators on these
pages are subject to German copyright law. The reproduction,
editing, distribution and any kind of exploitation outside the
limits of copyright require the written consent of the
respective author or creator. Downloads and copies of this site
are only permitted for private, non-commercial use. Insofar as
the content on this site was not created by the operator, the
copyrights of third parties are respected. In particular,
third-party content is identified as such. Should you
nevertheless become aware of a copyright infringement, please
inform us accordingly. If we become aware of any infringements,
we will remove such content immediately.
<br />
<br />
We respect other people's intellectual property rights. It is our
policy to react to any accusation that Content submitted on the Service
violates the copyright or other intellectual property rights of any
person or entity ("Infringement").
<br />
<br />
If you are a copyright owner, or authorized to act on their behalf,
and believe that a copyrighted work has been copied in a way that
constitutes copyright infringement, please submit your claim via
email to contact@stocknear.com, with the subject line: "Copyright
Infringement," and include in your claim a detailed description of
the alleged Infringement as detailed below, under "DMCA Notice and
Procedure for Copyright Infringement Claims."
<br />
<br />
You may be held accountable for damages (including costs and attorneys'
fees) for misrepresentation or bad-faith claims on the infringement
of any Content found on and/or through Service on your copyright.
<br />
<br />
On this website we use some images on this website from
All content and materials created by the site operators are
protected under German copyright law. Any reproduction,
modification, distribution, or other form of exploitation beyond
what is permitted requires the express written consent of the
respective owner. Downloads and copies are allowed solely for
private, non-commercial use. For content not created by the site
operator, the copyrights of third parties are fully respected
and identified as such. If you become aware of any copyright
infringement, please notify us immediately. Upon confirmation of
such infringement, we will remove the content without delay.<br
/><br />
We respect the intellectual property rights of others. If you are
a copyright owner or are authorized to act on behalf of a copyright
owner and believe that your work has been infringed, please contact
us at
<a
href="mailto:contact@stocknear.com"
class="text-blue-400 hover:text-white hover:underline"
>contact@stocknear.com</a
>
using the subject line "Copyright Infringement" and provide a detailed
description of the alleged infringement.<br /><br />
Please be advised that any misrepresentation or bad-faith claims
may render you liable for damages, including legal fees.<br
/><br />
Some images on this site are provided courtesy of
<a
href="https://de.freepik.com/"
class="text-blue-400 sm:hover:text-white">FreePik</a
@ -186,52 +158,39 @@
</h2>
<p class="text-white mb-10">
We may offer you the ability to purchase subscriptions via Lemon
Squeezy. Terms specific to a subscription will be disclosed to
you at or prior to the time at which you purchase the
subscription, and by purchasing the subscription you are
agreeing to those terms.
<br />
<br />
Subscription fees are due in advance and your subscription will automatically
renew for the annual or other subscription period you originally
signed up for, until you notify us of your decision to terminate
your subscription.
<br />
<br />
Cancellation can be performed via the billing portal on the Account
Settings page or via email to support@stocknear.com.
<br />
<br />
If you are not 100% satisfied with your purchase, you can get a full
refund on subscription fees up to 30 days from the initial date of
purchase (i.e., subscription date). After 30 days, the fees for this
product are completely non-refundable. Refund requests can be made
to support@stocknear.com.
We may offer subscription services via Lemon Squeezy. Specific
terms related to subscriptions will be presented at the time of
purchase, and by subscribing, you agree to those terms.<br /><br
/>
Subscription fees are charged in advance and will automatically renew
for the period initially selected, unless you notify us of your intention
to cancel.<br /><br />
Cancellation can be managed through the billing portal in your Account
Settings or by contacting us at
<a
href="mailto:support@stocknear.com"
class="text-blue-400 hover:text-white hover:underline"
>support@stocknear.com</a
>.<br /><br />
If you are not completely satisfied with your subscription, you may
request a full refund within 30 days of your initial purchase. Refund
requests made after 30 days will not be eligible.
</p>
<h2 class="mb-1 text-white text-2xl sm:text-3xl font-bold mb-3">
Changes to the Price and Service Plans.
Changes to Pricing and Service Plans
</h2>
<p class="text-white mb-10">
We may at our reasonable discretion change the price of our
subscription plans from time to time to reflect the effect of
changes in the total costs associated with our service. Examples
of costs elements that affect the price of our subscription
plans include production and licensing costs, costs for the
technical provision and distribution of our service, customer
service and other costs of sales (e.g., billing and payment,
marketing), general administration and other overhead costs
(e.g., rent, interest and other financing costs, costs of
personnel, service providers and services, IT systems, energy),
as well as state-imposed fees, contributions, taxes and duties.
Existing subscribers will retain access to their current price
plans as long as they remain subscribed. Any changes to pricing
will take effect immediately following notice to you. You may
cancel your membership at any time during the notice period to
avoid future charges.
From time to time, we may adjust the pricing of our subscription
plans to reflect changes in operational costs, including
production, licensing, distribution, customer support,
administrative expenses, and applicable taxes or fees. Current
subscribers will continue to receive service under their
existing plan until they choose to cancel. Any changes to
pricing will be communicated to you and will take effect
immediately upon notification. You may cancel your membership
during the notice period to avoid future charges.
</p>
<h2 class="mb-1 text-white text-2xl sm:text-3xl font-bold mb-3">
@ -239,20 +198,12 @@
</h2>
<div class="text-white mb-10">
Lifetime access refers to the right to use our Services for as
long as they are provided by Stocknear.
<br />
<br />
Stocknear intends to provide access to its Services for the lifetime
of the company. As long as Stocknear continues to operate and offer
the Services, users with lifetime access will be able to use the
Services.
<br />
<br />
While Stocknear commits to maintaining the Services for the lifetime
of the company, we do not guarantee perpetuity. In the event that
Stocknear ceases to operate or decides to discontinue the Services,
lifetime access will terminate.
Lifetime access grants you the right to use our Services for as
long as they are provided by Stocknear.<br /><br />
While Stocknear is committed to offering its Services for the foreseeable
future, we do not guarantee perpetual access. In the event that Stocknear
ceases operations or discontinues the Services, lifetime access will
consequently terminate.
</div>
<h2 class="mb-1 text-white text-2xl sm:text-3xl font-bold mb-3">
@ -260,40 +211,29 @@
</h2>
<div class="text-white mb-10">
We may cancel or suspend your account and deny access to the
Service at any time, without prior notice or responsibility, for
any reason whatsoever and without limitation, including but not
limited to a breach of the Terms.
<br />
<br />
If you want to close your account, simply stop using the Service
or contact us via email and we will delete your account.
<br />
<br />
All provisions of the Terms that, by their nature, should survive
termination shall do so, including, without limitation, ownership
sections, warranty disclaimers, indemnification, and liability limitations.
We reserve the right to suspend or terminate your account and
deny access to the Service at any time, without prior notice,
for any reason, including but not limited to breaches of these
Terms.<br /><br />
If you wish to close your account, please cease using the Service
or contact us via email, and we will proceed with the account deletion.<br
/><br />
Provisions that are intended to survive termination, including those
regarding ownership, warranty disclaimers, indemnification, and liability
limitations, will remain in effect.
</div>
<h2 class="mb-1 text-white text-2xl sm:text-3xl font-bold mb-3">
Amendments To Terms
Amendments to Terms
</h2>
<div class="text-white mb-10">
We may amend Terms at any time by posting the amended terms on
this site. It is your responsibility to review these Terms
periodically.
<br />
<br />
Your continued use of the Platform following the posting of revised
Terms means that you accept and agree to the changes. You are expected
to check this page frequently so you are aware of any changes, as
they are binding on you.
<br />
<br />
By continuing to access or use our Service after any revisions become
effective, you agree to be bound by the revised terms. If you do
not agree to the new terms, you are no longer authorized to use Service.
We may amend these Terms at any time by posting updated versions
on this site. It is your responsibility to review these Terms
periodically. Your continued use of the Platform following any
revisions constitutes your acceptance of the updated Terms. If
you do not agree to the new terms, you must discontinue using
the Service.
</div>
<h2 class="mb-1 text-white text-2xl sm:text-3xl font-bold mb-3">
@ -301,29 +241,17 @@
</h2>
<div class="text-white mb-10">
All data on this website is provided solely for informational
reasons and should not be used to make trading or investing
decisions.
<br />
<br />
We are, nevertheless, dedicated to displaying the highest-quality
and most accurate statistics possible. If you see any errors or inconsistencies,
please let us know by using the contact form or emailing us directly
at support@stocknear.com.
<br />
<br />
<!--
Our Financial Data is provided soley by
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